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David A. Denoyer
CEO/President

Theresa B. Denoyer

CFO/Vice President

Richard A. Denoyer, PhD

Director of Life & Health Division

Carol E. Schwalbe, SPHR

EVP / Group Benefits

David A. Denoyer - CEO/President. David has resided in Cincinnati since 1975. He graduated from Princeton High School in 1984. In 1988 David graduated from Miami University, with a BS in Business Administration. He now lives in Kenwood,Ohio, with his wife Theresa and their three children.

David began his insurance career in 1988 as an underwriter at Cincinnati Insurance Company. In 1989 he received his property and casualty insurance license. In 1990 David developed and headed a property and casualty division for a local life and health insurance agency and in 2001 he founded Denoyer Group, Inc.

David is a member of the Professional Insurance Association and a member of the Cincinnati Insurance Board. His experience and knowledge are a true asset to all clientele.




Theresa B. Denoyer -
CFO/Vice President. Theresa is a Cincinnati native. She graduated from Seton High School in 1985 and began her insurance career in 1986 working at a locally owned property and casualty insurance agency. Her last position held was as new business manager at Great American Life Insurance Co.

Theresa now handles accounting and benefits for Denoyer Group.




Richard A. Denoyer, PhD - Director of Life & Health Division. Dick has resided in Cincinnati with his wife, Patricia, since 1975. You may recognize his name as he was Superintendent of the Princeton City School District for 21 years and has held numerous Board positions in the Greater Cincinnati area.

Dick earned his health and life license in December 2002 and joined the agency in January 2003. He brings with him over 45 years of real life experience.

Put Dick's knowledge and experience to work for you.



Carol E. Schwalbe, SPHR - EVP / Group Benefits. Carol joined the agency in 2005. She has 20 years of industry experience and shares our customer focused business philosophy, as well as our penchant for creative solutions to client problems.

Carol has held sales positions with Blue Cross & Blue Shield, Sentara Health System in Norfolk, VA, ChoiceCare and Horan Associates.

She has also held executive human resources positions with the Ohio Heart Health Center and St. Elizabeth Medical Center.



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